Regardless of how you use your heritage buildings we can ensure that you’re fully protected. We provide cover for four areas of liability insurance:

Property owners’ liability
As the owner of property you have an obligation to ensure that visitors and other members of the public are not harmed by some defect in your property. Poorly-laid paving causing a trip is a good example of how you might find yourself facing a claim for compensation.

Full public liability
This wider form of liability insurance automatically includes property owners’ liability, but extends to provide cover for your business or charitable activities. You’ll be covered for third party injury or property damage stemming from your usual business activities at the premises and, if needs be, in the wider world.

Employers’ liability
If you employ staff you’re required by law to hold employers’ liability insurance. We can arrange all of your liability and property insurance requirements under one policy.

Directors and officers/Trustees’ indemnity insurance
As a director or trustee you may be brought into a compensation claim or court action in a personal capacity. We have access to competitive and comprehensive indemnity products that will assist with legal costs and compensation awards.